Theft of Supplemental Nutrition Assistance Program (SNAP) benefits is on the rise in the Greater Philadelphia Area, targeting and robbing low-income families of the grocery money they need to put food on the table. SNAP benefits are increasingly being stolen through skimming, scam text messages, or other phishing schemes to gain access to the victim’s Electronic Benefit Transfer (EBT) card number and PIN. This has become a widespread problem in our communities and nationwide.
“Skimming” is when criminals install illegal devices on card readers, which capture card data during check out, and use that information to drain money out of the victims’ accounts. SNAP skimming can occur because EBT cards do not have the same security protections as credit and debit cards, such as chip technology.
If your SNAP benefits were stolen from your EBT account through card skimming or other fraudulent means, your benefits can be replaced.
Note: Benefits are currently able to be replaced through Congressional legislation, which expires on December 20, 2024. Benefits stolen after December 20, 2024 will not be able to be replaced unless Congress takes action..
Take the following actions to recover your stolen SNAP benefits:
Timeline of Benefits Replacement:
If your SNAP benefits were stolen from your EBT account through card skimming or other fraudulent means, your benefits can be replaced.
Note: Benefits are currently able to be replaced through Congressional legislation, which expires on December 20, 2024. Benefits stolen after December 20, 2024 will not be able to be replaced unless Congress takes action.
Take the following actions to recover your stolen SNAP benefits:
Timeline of Benefits Replacement:
While stolen SNAP benefits are currently able to be replaced, Philabundance can help meet the immediate need for food while your replacement is being processed:
These tips can help keep your SNAP benefits safe from skimming and scams:
EBT cards do not have the legal consumer protections in place that credit cards and debit cards do. When SNAP benefits theft became more common, Congress passed temporary legislation allowing the replacement of stolen benefits. But this temporary measure expires December 20, 2024. Unless Congress acts, benefits stolen after that date will not be able to be replaced. We need a permanent solution to protect SNAP participants from benefits theft.
Congress is currently debating the Farm Bill, which provides a key opportunity to improve SNAP. Join Philabundance in advocating for Fairness for Victims of SNAP Skimming Act – which would permanently extend replacement benefits for EBT card skimming – and the Enhanced Cybersecurity for SNAP Act – which would require all EBT cards to have chip technology to prevent theft. Contact your members of Congress to tell them that strengthening the SNAP program and protecting SNAP participants from theft matters to you.
If you are a victim of SNAP skimming, your legislators need to hear from you! Share your story and the importance of permanently strengthening protections for EBT cards.
If you are a victim of stolen SNAP benefits in need of emergency food, contact advocacy@philabundance.org